Boat Insurance For You

Get a quoteWelcome to Mercia Marine we're the boat insurance specialists you can trust. We provide a combination of quality boat insurance and great UK customer service at fantastically competitive rates, quite honestly our business aims really are as simple as that! Plus we can promise that when buying your boat insurance online it usually takes a matter of minutes and then you're covered. Alternatively, we're based in Worcestershire, UK therefore you can talk to us anytime in person via 01684 564 457 (standard office hours are 9-5). Below are the policy highlights of our boat insurance offer, these key policy attributes can happily be provided to all our customers as standard.

Our Policy Highlights

"The website is great and very clear and user friendly. I had a query re my re-newal policy and it was answered very swiftly. All in all a very good experience. Many thanks " - Vicks (RIB Owner)

Boats in a marina
  • Quality Policies Underwritten by Quality Insurers, without exception!
  • No Claims Discount of up to 30%.
  • Protected No Claims Discount.
  • Free Water-Skiing Cover with all Rigid Inflatables and Speedboats.
  • Free Racing Cover with all Dinghy Insurance.
  • No Overseas Call Handling, Automated Calls or Junk Mail without exception!
  • No Excess on Many First Claims (conditions apply, see policy details).
  • £3 Million Third Party Indemnity included as standard (up to £5 million available).
  • Rapid Quotes and Online Payment. Buy Cover and be Fully Insured in a matter of minutes!

Boat Insurance Sectors

We are able to quote or assess for all boat insurance sectors and thus provide the full range of marine insurance products you require, be it that your needs are standard or bespoke. Our regularly covered sectors are listed below (but do contact us with any more bespoke requirements);

Collage of 4 boat pictures
  • Yacht insurance: Super Yachts, Marine Yachts, Heavenly Twins and Catamarans (motorised/ non-motorised).
  • Small boat insurance: Dinghy Insurance, Canoes, Rowing Boats (2/4/8's) & Windsurfers.
  • Inland boats: Canal boats, Dutch Barges, Houseboats, Pleasure Boats, Cruisers (contents cover also available).
  • Motorboat insurance: Fast/Slow Cruisers, Sports/ Speedboat Insurance, Fishing Boats, RIB insurance & Day Boats.
  • Boats undergoing work: Insurance for boats that are under build or in re-fitting.

1890+ Boat Insurance Recommendations!

Thumbs up imageWith over 1890 customer testimonials (and counting!) to vouch for the quality and value of our boat insurance policies and services we hope you agree this is an absolute testament to the quality of service and insurance products that we continue to provide. Our staff are dedicated and hard working, this is a fantastic recognition of that and we look forward to helping you.

  • 'Ifind you friendly helpful and always a reasonable price. ' (David, 14/08/2020)
  • 'Rally easy to understand and use....very happy ' (Jason, 10/08/2020)
  • 'I liked the ease of getting an approximate quote from you. the purchase process was very straightforward online.' (Gregory, 06/08/2020)
  • 'Very easy site to navigate and quick quote at a good price.' (Bradley, 02/08/2020)
  • 'Easy to renew. thank you.' (Rosie, 29/07/2020)
  • 'Fast efficient helpful service' (Reginald, 17/07/2020)
  • 'Rally quick and easy and great price.. ' (Lee, 13/07/2020)
  • 'Emailed back quickly with answer, easy to obtain quote, very pleased with price' (Deborah, 06/07/2020)
  • 'Very good, was easy to renew' (Helen, 02/07/2020)
  • 'Excellent! quick and easy.' (Bogdan, 30/06/2020)
  • 'Very positive and straightforward to renew policy, would recomend this company' (Kevin, 30/06/2020)
  • '5 stars....very efficient and quick service! thank you.' (Andrew Timothy, 26/06/2020)
  • 'Excellent, all-round: easy quoting system great price.' (Robert, 25/06/2020)
  • 'Will was very prompt and helpful with my query thank you.' (Alison, 30/05/2020)
  • 'Very clear and strait forward.but it is always good to be able to talk to a real person who can answer any questions!.thankyou merciamarine.' (Austen, 29/05/2020)
  • 'Ecellent company to deal with i would and have and already have recommended them to friends ' (Roderick, 28/05/2020)
  • 'First class service, i would consider your agent (charlie) as a valuable asset to the company.' (William David, 26/05/2020)
  • 'Snt renewal quote via email and followed the simple steps to renew my boat insurance hassle free. thanks! ' (Simon, 13/05/2020)
  • 'Great service, easy to use web site and swift response when called to clarify a point. all that plus a competitive quote' (Michael, 12/05/2020)
  • 'Te website is great and very clear and user friendly. i had a query re my re-newal policy and it was answered very swiftly. all in all a very good experience. many thanks ' (Vicks, 05/05/2020)

Marine Trade Sectors

Commercial boat insurance collage

As a comprehensive boat insurance specialist, in addition to private boat insurance we also provide a full commercial and broader marine trade insurance service services for business related to the marine industry. Our in-house insurance surveyors can tailor policies to your exact business needs, no matter how bespoke. Our sectors include...

  • Boatyards, Marina Operators, Boat Builders, Boat Outfitters.
  • Marine Engineers, Boat Repairers, Marine Electricians / Electrical Contractors.
  • Commercial Boat Insurance, Hire Boat Fleet Operators, Fishing Boats, Mooring Owners / Layers.
  • Boat Chandlers, Boat Sales, Boat Agents & Boat Brokers.
  • Boating Clubs, Sailing Schools, Sail Makers.
  • Marine Surveyors & Designers.

To raise an enquiry please visit our Marine Insurance pages to provide us some basic information and we will follow-up with you as required.

"fast efficient helpful service" - Reginald (Yacht Owner)

Get Yourself Covered Today

Get a quoteWe challenge you not to pay more and accept less! Our policy is to simply to supply quality boat insurance & excellent UK customer service at fantastically competitive rates. Compare prices (small boats from £36.24, larger boats from £61.40) and buy online today (or call 01684 564 457)... you can be covered in a matter of just 5 minutes with one of the UK's leading marine boat insurance experts!

"I find you friendly helpful and always a reasonable price. " - David (Dinghy Owner)

Quick facts
  • Rapid quotes
  • No claims discount up to 30%
  • Protected no claims discount
  • Specialist claims service
  • UK only staff
  • Hand-picked, quality policies
Quick quote

"I find you friendly helpful and always a reasonable price. "

David, zodiac (Aug 2020)

"Really easy to understand and use....very happy "

Jason, Bounty (Aug 2020)

"I liked the ease of getting an approximate quote from you. The purchase process was very straightforward online."

Gregory, MAGNETO (Aug 2020)

"Very easy site to navigate and quick quote at a good price."

Bradley (Aug 2020)


Rosie (Jul 2020)

Make A Claim

For claims visit our dedicated claims page.

Data security

We adhere to the following commitments. Your data is...

  • Transferred and stored securely
  • Processed fairly, honestly & lawfully
  • Only stored if specifically needed
  • Never kept longer than FCA guidelines require
  • Processed inline with UK law & the General Data Protection Regulation (GDPR)

We never;

  • Pass your details on without your consent
  • Contact you unnecessarily
  • Transfer data outside UK/ EEU

Please also read our wider privacy policy.

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Mercia Marine are authorised and regulated by the
UK Financial Conduct Authority, reg:304948

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